Personal Savings Accounts
Regular Savings Account
Our Regular Savings account offers both flexibility and interest.
Customers are allowed six free withdrawals/debits a month. Check cashing fees may apply. Interest rate is subject to change without notice. If your average daily balance is below $300, your monthly service fee is just $5. Minimum opening deposit is $25. Minimum opening balance and monthly service fee will be waived for customers under 18.
Unique Features
- Interest compounded daily & credited quarterly
- Six free withdrawals monthly
- No service fee with $300+ average daily balance
- Added Value Services
- ATM Card
- Bank-By-Phone
- Credit Card Services
- Direct Deposit
- Online Banking
- Online Bill Pay
If you are interested in this account please call us to speak with one of our Customer Service Representatives or use our online application.
Money Market Account
Your savings dollars multiply quickly with our tiered Money Market savings account.
As your balance grows, so does your daily accrued interest. A $1,000 balance must be maintained to be eligible to accrue interest and avoid a $5 service charge. Six preauthorized withdrawals* are allowed per month. If there are more than six preauthorized withdrawals* per month, an excess activity fee of $10 will be charged. Customers receive monthly statements. Minimum opening deposit is $1,000.
Unique Features
- Interest is compounded and credited monthly
- No service fee with a $1,000 minimum daily balance
- Six preauthorized withdrawals per month*
- Tiered for maximum yield opportunities
- Unlimited in-person withdrawals
- Added Value Services
- ATM/Debit Card
- Bank-By-Phone
- Credit Card Services
- Direct Deposit
- Online Banking
- Online Bill Pay
*Preauthorized withdrawals include checks, debit card transactions, ACH debits and some transfers.
If you are interested in this account please call us to speak with one of our Customer Service Representatives or use our online application.
Certificates of Deposit
For a minimum opening deposit of $1,000, KANZA Bank offers a wide range of terms from 91 days to 60 months.
Interest is compounded daily. Early withdrawl penalties may apply.
Unique Features
- $1,000 opening deposit
- Variety of terms
- Combined statements available
- Variety of interest payment options
- Added Value Services
If you are interested in this account please call us to speak with one of our Customer Service Representatives or use our online application.
Individual Retirement Accounts
A KANZA Bank Individual Retirement Account (IRA) will bring your retirement goals into focus.
With maturities of 18 months, 36 months, or 60 month, our IRAs offer options for your future and peace of mind for today. Accounts are compounded daily, and credited semi-annually and at maturity. Early withdrawl penalties may apply.
Unique Features
- No minimum opening balance
- Additional deposits acceted on 18-month and 36-month terms
- Traditional and Roth IRA options available
- Added Value Services
If you are interested in this account please call us to speak with one of our Customer Service Representatives or use our online application.