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Home Mortgage

Whether you are a first-time homebuyer or searching for your dream home...purchasing a new home or refinancing an existing mortgage...KANZA Bank has the right mortgage to refinance it. Home mortgage loans are secured by a first mortgage and used for the purchase or refinance of a residential property. We offer a variety of home mortgage options including first time homebuyer programs, VA loans and construction loans. Let our lending experts help you with your next home purchase or refinance. Simply select a lender or apply online.

Are you dreaming of starting a new home addition, investing in a vacation home, buying a new car or consolidating debt? The equity you have built in your home can be put to work for you. A home equity loan is ideal when the specific amount of money needed for a project is known. If you were to utilize a home equity loan, you would borrow a lump sum of money against the equity you have built in your home. You would pay back the loan at a designated interest rate over a fixed period of time. The interest you pay may be tax deductible. (Please consult your tax advisor.)

Whether the purpose is home improvement, debt consolidation or vacation, a home equity line of credit may be the most flexible and convenient way to borrow money. A revolving line of credit is established based on the equity in your home and your ability to repay. You can access the money online, by check, or by phone. The money available on the line of credit can be accessed and repaid multiple times without having to reapply for a loan. A minimum monthly payment would be determined based upon the outstanding balance each month. The interest you pay may be tax deductible. (Please consult your tax advisor.)

Are you ready to buy a new or used vehicle? Do you want to take a vacation? We are ready to help you finance a car, truck or even a recreational vehicle. KANZA Bank offers competitive rates and terms.