Business Banking - Added Value Services
- Automatic Sweep
- Bank-By-Phone
- Business Credit Card
- Business Online Banking - Cash Management
- Financial Calculators
- Merchant Services
- Remote Deposit Capture
- Safe Deposit Boxes
Automatic Sweep
For-profit corporations and partnerships not eligible for Interest Checking may put their extra cash to work in our Automatic Sweep account. After your debits and credits are posted and daily cash needs are met, excess funds are swept into an investment account to earn competitive interest rates. Monthly account statements will reflect a daily summary of debits, credits, balances and investment rates. Interest rates are subject to change without notice.
Unique Features
- Daily cash needs based on total debits and credits
- Excess funds placed in our overnight repurchase agreement short-term investments
- Invested funds earn competitive rates
For information or to sign up for Business Online Banking, please Contact Treasury Management at 316-636-3641.
Bank-By-Phone
Use it to access your account information day or night from the convenience of your touchtone telephone wherever you are.
With Bank-By-Phone you can:
- Check your account balance
- Transfer funds between your KANZA Bank accounts
- Check your loan balance
- Obtain information on your CDs and IRAs
To use Bank-By-Phone, call 620-532-5123 in the Kingman area, or outside the area call toll-free, 1-877-532-5145.
For more information, visit with a customer service representative today.
Unique Features
- 24-hour access
- Easy to use
- Free of charge
For information or to sign up for Business Online Banking, please Contact Treasury Management at 316-636-3641.
Business Credit Card
As part of the continuing effort to provide our customers with a full line of quality banking services, KANZA Bank now offers a VISA credit card for all of your business's needs. Our card has a low variable rate with a reasonable annual fee. Upon approval you'll begin saving money immediately with you new variable rate credit card, for use at thousands of locations wherever VISA is accepted.
Unique Features
- Security and extended protection available for purchase
- Travel emergency assistance
- Travel accident Insurance
- Auto rental insurance
- Monthly business reporting package
- ACH auto-pay
- Falcon (Fraud Detection Program)
- Free online access to statement and account information
For information or to sign up for Business Online Banking, please Contact Treasury Management at 316-636-3641.
Business Online Banking - Cash Management
KANZA Bank offers a three tier options to service our business customers' cash management needs.
Tier I: View Only. View only cash management allows businesses online access to view account transactions and history. This service is free for business customers.
Tier II: View Only PLUS Unlimited Bill Payment. Businesses are allowed online access to view account transactions and history and unlimited bill payments for $35 per month.
Tier III: Full Cash Management. Offers up to 500 ACH transactions for a $50 monthly fee which can be offset by the earnings credit on your Regular Business Checking account. Cash Management lets you pay bills, process payroll, debit customers, pay taxes, and manage your account online with the latest technology. Our security features let you determine the parameters of each designated user and provide reports on system activity.
Unique Features
- 24-hour access
- Direct deposit payroll
- Customer auto-debit
- Bill pay
- Stop payment
- Wire transfer
- Account transfer
- Transfer between banks
- Ability to view check images
- Security control
- Federal Income Tax payment
For information or to sign up for Business Online Banking, please Contact Treasury Management at 316-636-3641.
Financial Calculators
KANZA Bank offers a variety of financial calculators to assist you in planning your financial needs.
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Mortgage Calculators
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Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!
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Mortgage Required Income
Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
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Loan Calculators
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Enhanced Loan Calculator
Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
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Loan Comparison Calculator
Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
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Retirement Savings and Planning
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How long will my retirement savings last?
Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.
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Savings Calculators
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College Savings
Use this calculator to help develop or fine tune your education savings plan.
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Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.
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Merchant Services
Whether your business is in retail, manufacturing, business-to-business or emerging markets, KANZA Bank can offer you point-of-sale products to enhance your business needs. Depend on us for payment-processing solutions that enable you to accept virtually any type of payment. For the growth of your business, KANZA Bank is committed to providing you with smart products, for smart business solutions, helping you bank smarter, not harder.
Unique Features
- Point-of-sale products
- Payment processing solutions
For information or to sign up for Business Online Banking, please Contact Treasury Management at 316-636-3641.
Remote Deposit Capture
Banking just got easier with KANZA Bank's Remote Deposit Capture. Now you can bank any time, day or night, from the convenience of your office. This technology allows multiple business locations to deposit into one account. This process is convenient and easy to use - simply scan your checks and with a few clicks of the mouse, your deposit is on its way. The monthly fee of $50 can be offset by the earnings credit on your Regular Business Checking account.
Unique Features
- Convenient, easy to use
- Make deposits any time, without leaving your desk
- Significant time saver
For information or to sign up for Business Online Banking, please Contact Treasury Management at 316-636-3641.
Safe Deposit Boxes
For your security, access is limited to individuals authorized by you. Two keys are provided for each box. Visit with a customer service representative about box sizes and annual fees.
Unique Features
- Provides secure storage for documents and other valuables
- Available in a variety of sizes