Time Deposit Accounts
Non-Public Funds Only
|
Time Deposits
(CDs) |
Minimum to
open |
Interest
Rate |
APY
|
91 Day |
$1,000 |
.30% |
.30% |
182 Day |
$1,000 |
.50% |
.50% |
12 Months |
$1,000 |
.75% |
.75% |
18 Months |
$1,000 |
1.00% |
1.01% |
24 Months |
$1,000 |
1.24% |
1.25% |
36
Months |
$1,000 |
1.54% |
1.55% |
48 Months |
$1,000 |
1.98% |
2.00% |
60
Months |
$1,000 |
2.23% |
2.25% |
60 Month Jump
Rate |
$1,000 |
1.98% |
2.00% |
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Special CDs
(new money only) |
Minimum
to open
|
Interest
Rate |
APY
|
7 Month Special |
$1,000 |
1.00% |
1.01% |
14 Month Special
|
$1,000
|
1.39%
|
1.40%
|
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IRA Accounts |
Minimum to open |
Interest Rate |
APY |
18 Months |
No minimum |
1.00% |
1.01% |
36 Months |
No minimum |
1.54% |
1.55% |
60 Months* |
No minimum |
2.23% |
2.25% |
Fees may reduce earnings on these accounts—substantial penalty for early withdrawal.
*Cannot make further contributions.
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Other Accounts
|
Money Market Fund* |
Minimum to open |
Interest Rate |
APY |
$1,000-$4,999 |
$1,000 |
.15% |
.15% |
$5,000-$9,999 |
$1,000 |
.25% |
.25% |
$10,000-$49,999 |
$1,000 |
.35% |
.35% |
$50,000-$99,999 |
$1,000 |
.50% |
.50% |
$100,000-$999,999 |
$1,000 |
.65% |
.65% |
$1,000,000 and more |
$1,000 |
.65% |
.65% |
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KANZARewards * |
$100 |
|
|
Tier 1 ($.01-$25,000) |
see above |
2.96% |
3.00% |
Tier 2 ($25,000.01 and above) |
see above |
1.00% |
3.00%
- 1.50% |
Interest
Checking** |
$1,000 |
.05% |
.05% |
Relationship
Checking*** |
$100 |
.10% |
.10% |
Passbook Savings |
$100 |
.25 % |
.25% |
* To receive the Tier 1 and Tier 2 APYs, you must meet the
following three qualifications per statement cycle: 1) Make
12 debit card purchases 2) Receive one direct deposit or authorize
one ACH auto debit 3) Receive e-Statements. If qualifications
are not met, account will receive .05% APY on entire balance.
Available to personal accounts only.
** You must maintain a minimum
balance of $1,000 in the account each day to obtain the
disclosed APY.
*** You must maintain a minimum balance of $2,500 in the account
each day to obtain the disclosed APY. Fees may reduce
earnings on these accounts. Rates on “other accounts” mentioned
above are subject to change without prior notice. Current
rate information on these accounts can be obtained by calling
(888) 532-5821. Please ask a customer service representative
for further details.
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